We work with senior executives, practicing professionals, business owners and retirees who typically have investable assets in excess of $200,000. We also work closely with the Canadian Snowbird Association and are one of only 43 advisors endorsed by the CSA to work with their membership throughout Canada.

Our approach attracts those people who are looking for integrated planning not just an investment advisor; those people who recognize the value of the thorough process of integrated planning.

Our clients take advantage of our:

Tax Expertise to:

• Establish multiple sources of tax-free cash flow
• Totally tax-proof their estate
• Maximize their retirement income
• Source tax deductions for mature Canadians
• Defer taxes when withdrawing money from your RRSP or RRIF
• Shelter income from taxes on an annual basis
• Grow their investments more tax efficiently
• Save taxes and probate fees with Investment Holding Corporations & Trusts
• Create a tax-free personal pension plan
• Avoid pension clawbacks
• Reduce taxes through charitable giving strategies
• Creditor proof assets for business owners

Investment Expertise to:

• Lower investment risk
• Upgrade to professional portfolio management
• Ensure their capital is protected
• Provide private wealth management

Estate Planning Expertise to:

• Emphasize clients take care of themselves first by ensuring they can maintain their lifestyle throughout their retirement
• Ensure tax-advantaged investments are effective now and in the future
• Coordinate an Estate Plan that is consistent between investments, tax and legals
• Ensure assets remaining are passed on efficiently to their heirs and not the government
• Create a legacy of inter-generational wealth
• Reduce taxes through charitable giving strategies