It's THE VALUE OF OUR INTEGRATED TEAM APPROACH that sets us apart! At Team Trian we are DIFFERENT, we are UNIQUE.

How are we unique?

We believe that effective Wealth Management can only be achieved through Risk Management and the complete integration of Investment, Tax, Estate and Legal specialists working together to optimize your financial goals and objectives.

Our focus is on Risk Management. The two types of risks we manage are:

1. Investment Risk - the risk of losing your capital in the market (understanding market volatility and risk-adjusted returns).
2. Taxation Risk - the risk of losing your capital to taxation (will never be recovered). For investment risk we focus on maximizing risk adjusted returns by utilizing institutional investment management techniques. For taxation risk, we focus on maximizing your after tax position.

We always consider tax position first, this determines what types of investments are recommended and where those investments are held to ensure maximum tax efficiency.

We provide an integrated financial plan from an Investment, Tax, Estate and Administrative perspective, and we have specialists in each area who communicate and work together to optimize your situation.

Our goal is not just risk adjusted growth, but also tax efficiency for today and for the future transfer of your wealth. We offer a complete range of investment and planning opportunities. Each member of the team recognizes that an integrated financial plan will evolve from an Investment, Tax, Estate and Administrative perspective. The goal is not just growth, but also tax efficiency today and in the future transfer of your wealth. You will always remain in control of the money, while we provide solutions to help with your wealth creation and preservation.

Why is that so important?

Here are 7 important questions to ask yourself.

1. If you are currently dealing with an Investment Advisor, what are their qualifications?
2. Was there a full financial plan prepared?
3. Does the plan take into consideration all of the financial disciplines: tax, investment, estate and legals?
4. Does he/she meet with you regularly to review your portfolio?
5. What is the strategy for your current investments? Is it working?
6. Does he/she review and discuss with your accountant your tax position and ways to reduce your current and future tax burden?
7. Has your advisor discussed the available tax strategies and whether they are appropriate for you?

If your advisor has not discussed the projected value of your Estate with your lawyer or accountant, how can they possibly know what tax burden will eventually flow to your loved ones. Often, through lack of proper planning, your least favourite relative, CCRA (Revenue Canada) becomes your biggest beneficiary!

If these specialists are not communicating, then you are probably paying too much income tax and there has not been proper planning done on the largest tax you may ever pay - the taxes due on your Estate when it is wound up!

As life gets more complicated, don't you agree that it is time to UPGRADE your level of services in your financial picture!

Why choose Team Trian?

We are fully licensed professionals. We utilize an integrated approach.

Our focus on RISK MANAGEMENT, TAX MINIMIZATION, and ESTATE PRESERVATION optimizes your future wealth. We care about ALL aspects of your financial well being!

Service Commitment

With today's ever changing tax laws, complex investment choices and varying market conditions, a customized financial plan is crucial in determining your financial success.

Team Trian will take you step-by-step through financial planning process. The result will be the development of a comprehensive financial plan tailored to your individual needs, taking into account your age, current and desired income levels, risk tolerance level and stage of life.

This comprehensive financial planning process is free of charge for their investment clients, as many of the services they offer. Tim and Laura, and their team, believe your time is valuable and will always strive to provide value to you when you meet with them. To demonstrate this, they invite you to Compare the Difference!